Lending and borrowing are one of the most important primitives of any financial system. On Ethereum you can do it trustlessly without needing a bank to mediate between borrowers and lenders.
This means anyone from anywhere in the world can earn interest on their assets oand/or get a loan without having to do any Know-Your-Customer (KYC) verifcication or credit checks.
The Aave protocol is currently managing over $20 billion in user funds as a result of this revolutionary approach to money markets.
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